To:        NFA Members
From:   Joan Hudson,
NFA Executive Director

Interesting news on Georgia court decision ...

GA Court Paves the Way for Trial against Renovo and Lender

Richmond County, GA – November 3, 2011 – Defendants Renovo Services, Renaissance Recovery and lender, Nuvell National Auto Finance received a dismissal on their motion to dismiss a lawsuit for wrongful repossession stemming from the 2009 death of William “Bill” Jacobs. This decision by Augusta Judicial Circuit Superior Court Judge Carl C. Brown, clears the way for the pending trial on November 28th, 2011.

The wrongful repossession lawsuit filed by Attorney Ken Daniel representing the deceased “Bill” Jacobs Jr.’s wife, Pamela Jacobs, who was present at the scene of the killing, asserted that despite not being a direct party to the repossession, as Jacobs was not the borrower, he was indeed still a victim to a breach of peace and as such and unlawful repossession. Attorneys representing the defendants argued to the contrary and further that sufficient separation between entities existed to conclude that neither the lender nor the repossession forwarding company or repossession company, Renaissance Recovery, a subsidiary of Renovo, should bear the liability of this incidents as the repossessor was a private contractor.

The tragic incident, which occurred in April 9, 2009, began as a voluntary repossession until Renaissance Recovery contractor Michael Fallon Brown and his wife Victoria Brown called and found the borrower still needing time to remove their belongings. Court documents assert that a series of communications between Brown, Renaissance, Renovo and the lender ensued which then lead to the change of status from “voluntary” to  “Involuntary.” With the change of status, Brown and his wife proceeded to take part in a non-peaceful repossession that took the life of William “Bill “ Jacobs crushing him under the wheels of the wrecker as Brown and his wife fled the scene and hid from police until their later surrender on April 14th.

Brown was sentenced to 20 years on his guilty plea of first-degree vehicular homicide and criminal damage to property charges and later appealed his sentence in hope for a reduction in February 2011 only to be denied. Brown’s wife, Victoria Brown, plead guilty to criminal damage to property and misdemeanor simple battery earlier in April and was sentenced to two years in prison with four years. In the dismissal, Judge Brown states:

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