Military Account Recovery

Repossessing on Military Bases


Procedures for repossessing on military bases vary and are decided by the Commander of the Installation. Many allow self-help repossession but require a military officer to accompany the repossessor. Although the military police officer may be sent along for the sole purpose of base security, in at least one court case a debtor claimed the presence of the military police made her feel she would be arrested if she did not give up the vehicle. The court ruled in that case the debtor's rights under the Fourteenth Amendment were violated. The following form resulted and is often used at military installations where security officers accompany the repossessor.


Note: On military installations that require a security officer to accompany the repossessor, you may want to send a form like this one.
Loan Number ____________
Vehicle _________________

Dear Borrower:
Because you are in default on the above referenced loan, ____________________ (lender) has instructed me to repossess the vehicle on its behalf. In accordance with the security regulations for this installation, I have notified the appropriate authorities of my intent to attempt to repossess the vehicle. The security official accompanying me is here solely to insure that the repossession does not result in a violation of any security regulations for this installation and will not assist in the repossession.

Although I will not attempt to repossess the vehicle in the face of your resistance, you should be aware that ____________________ (lender) may enforce its rights by obtaining a court order. If the Lending Institution is entitled to repossess the vehicle, the cost of any such court proceeding, including attorney's fees will be added to the amount you owe.

Thank you.

Obtaining Addresses for Military Personnel

Listed below are the offices for each branch of service where this information may be obtained.

The Request should contain the individual's full name, service serial number, last known address, date of birth and social security number if available.

A fee of three dollars and fifty cents ($3.50) per name is charged for all requests. The remittance should be made payable to the Treasurer of the United States.

Army (Officer Personnel on Active Duty)
The Adjutant General
Department of the Army
Attention: AGPF-FC
Washington, D.C. 20310

Army (Enlisted and Officer Personnel not on Active Duty)
Commanding Officer
U.S. Army Administration Center
9700 Page Boulevard
St. Louis, Missouri 63132

Air Force
Directorate of Administrative Services
Department of the Air Force
Attention: Military Personnel Records Division
Randolph Air Force Base, Texas 78148

Navy
Naval Personnel Command
Department of the Navy
NMPC-0216 -- Room 2048
Washington, D.C. 20370

Marine Corps
Commandant of the Marine Corps
(Code MMRB-10)
Washington, D.C. 20591

Coast Guard (Enlisted Personnel)
Commandant (PE-3)
U.S. Coast Guard
1300 E Street, N.W.
Washington, D.C. 20591

Coast Guard (Officer Personnel)
Commandant (PO)
U.S. Coast Guard
1300 E Street, N.W.
Washington, D.C. 20591